A Fair and Balanced Comparison (Note: This article was written by an executive at a top life insurance company that sells both Whole Life Insurance and Universal Life Insurance, and has no vested interest in either. He has requested to remain anonymous.) Twenty-five to thirty years ago, the life insurance
Here's what you need to know before buying a life insurance policy.
First, the basics. If you still owe someone, or love someone, yes, you need life insurance. Now, let’s dig a little deeper and look at the other reasons you may still need life insurance after 65. 1. You’re still the “Bank of You.” 63% of parents over 55 are still supporting their children and or grandchildren, according to LIMRA Secure Retirement Institute. What happens if you are no longer around to provide that support? Who will your children turn to for financial help…
How much life insurance do I need? Check out our life insurance needs calculator to get an estimate of your insurance needs in a matter of minutes.
The concept of linking long-term care and life insurance policies is relatively new to the market.
Get tried-and-true tips for tracking down a lost life insurance policy.
Learn about five simple questions to ask yourself when selecting new or updating your existing life insurance coverage. Get started today.
If you’re unfamiliar with the various ways life insurance can be used as a financial planning tool, the following four scenarios may help you decide whether you and those important to you can benefit from holding a policy
Choosing the right title insurance company is very important. As a homebuyer, you have the right to choose which title insurer you use. When working with you...
Whole life insurance is called whole life because it covers you for your whole life. That seems pretty clear! But many people don’t understand why whole life is important. Here’s a simple explanation. What does whole life insurance do? The whole point (no pun intended) of life insurance is to make life easier for the …
Learn a few of the questions it's worth discussing with an insurance agent when your life changes.
Discover how damage to a home from fallen trees is covered under your homeowners insurance policy if it happens suddenly and by accident.
Gap insurance plans, used to cover out-of-pocket health expenses like high deductibles, are becoming increasingly popular among consumers and businesses.
Policy owners can now control how and when their beneficiaries will receive life insurance proceeds.
You may need life insurance, but you probably don’t need most of what the industry wants to sell you.
Hold off before you call to cash in those premiums.
Good, bad or nonexistent, a customer's credit score still matters when shopping for auto insurance. But the impact isn't always equal.
Gaps in your insurance can be costly. Answer a few questions and find out what potential gaps might be hiding in your insurance.