Auto Credit Express Inc
Auburn Hills, MI:
What Is an Income Based Car Loan?
Income based auto loans are issued by dealerships that may or may not check your credit score, and loan terms are largely dependent on what your income.
More than half of college students fail this 6-question money quiz — would you?
College students face a pile of student loans and credit-card debt, but many don’t understand financial basics.
6 compliance tips for loan estimate revisions
When it comes to issuing a Loan Estimate under the TILA-RESPA Integrated Disclosure (TRID) rule, revisions are not permitted due to mistakes, miscalculations, and underestimation of charges caught after the fact. However, the law does recognize that some situations can arise beyond lender errors that cause the original loan estimate to become inaccurate. The Justifying Events The …
How to Legally Ditch Your Student Loans
Why college loans are the worst debt
You can't deduct the interest or get rid of it in bankruptcy, and you'll need gainful employment to repay it
A Beginner’s Guide to Repaying Student Loans
A road map to help those with student loans steer clear of common repayment mistakes and protect their credit scores.
Top 5 Questions about Subsidized and Unsubsidized Loans
So you filed your FAFSA and got accepted to a college. Congrats! Your school will send you an award letter that lists different types and amounts of financial aid you’re eligible for. These types of aid could include grants, scholarships, work-study funds, or student loans. You might see two types of federal student loans inContinue Reading
How does student loan deferral affect your credit?
It doesn’t. But there are things to know when it comes to deferments, forbearances and your credit score.
How to Pay School Loans and Save for Retirement at the Same Time
More graduates are facing steep debt and an uncertain future. One company offers employers a way to help.
5 Common Student Loan Mistakes
This post has been updated. Please view the latest version: 8 Common Student Loan Mistakes 1) Not figuring out how much you’ll need to pay each month As you’re trying to plan your life after graduation, it’s important that you know how much you’ll need to pay each month toward your student loans soContinue Reading
Should Students Use College Loans to Pay Their Phone Bills?
Most people know what it's like to be broke in college.
How to Manage Student Loans On a Low Income
Juggling student loan payments with other bills can sometimes seem impossible if you're making a low salary. But it can be done.
8 Business Loan Mistakes You Can Avoid
Borrowing money for your business is a big decision with long-lasting financial consequences. Before you apply for a business loan or sign a loan agreement, make sure you're not making one of these eight common business borrowing mistakes. 1. Not having a firm grip on your business’ financial situation This is the
Can’t Get a Bank Loan? The Alternatives Are Expanding
New alternative lenders are offering a path between banks, which lend primarily to the most creditworthy small businesses, and cash advance lenders, which thrive on subprime candidates.
Where To Find Help With Your Federal Student Loans
You received a federal student loan and now it’s time to repay it. If you’re like most student loan borrowers, you may find the repayment process a little overwhelming. But you have an important resource—your student loan servicer—to help you navigate the repayment process. What is a loan servicer? A loan servicer handles the billing and otherContinue Reading
How to Decide Which Income-Driven Repayment Plan to Choose
If your student loan payments are high compared to your income, you may be eligible to switch your repayment plan to one that calculates your monthly payment based on your income and family size. TIP: If you are seeking Public Service Loan Forgiveness, you should repay your federal student loans under an income-driven repayment plan.Continue Reading
Finding Home Loans for Bad Credit (Yes, You Can)
Finding home loans for bad credit isn't for the faint of heart, but there's good news if you're wondering how to buy a house with bad credit. You can!
Is student loan debt really stopping people from buying homes?
Does student debt derail young people from the American dream of owning a home? That depends on which headline you click.
Need a Bank Loan for Your Small Business? Timing Can Make or Break Your Chances
The truth is it's easier to secure a loan or a line of credit when you don't need one.
I'm having trouble paying my student loans. Do I have any options?
If you or someone you know is having difficulty paying back student loans, take a look at the government's three income-driven repayment plans. These plans--available only for federal student loans, not private loans--are designed to make your student loan debt more manageable by reducing your monthly payment.
What is Fixed Income and How Does it Affect the Economy?
Fixed income implies an investment wherein the payments are made on a fixed schedule and of a fixed amount, either…
