Zeller Kern Private Wealth
Gold River, CA:
Supercharge Your Retirement with a Cash Balance Plan
Many business owners look for opportunities to maximize their time, their productivity and their sales. Often times they find themselves entrenched in running and managing their business, with little time devoted to planning for a successful retirement. Until recently, cash balance plans have been relatively unheard of, but their high contribution limits and powerful tax savings features have attracted a lot of attention. As a result, over the last several years, cash balance plans have become a popular solution to help business owners…
Accelerate Your Retirement Savings with a Cash Balance Plan
Business owners may not be able to set aside as much as they’d like in tax-advantaged retirement plans. Typically, they’re older and more highly compensated than their employees, but restrictions on contributions to 401(k) and profit-sharing plans can hamper retirement-planning efforts. One solution may be a cash balance plan. Defined Benefit Plan with a Twist ... READ MORE »
Benefits of a Cash Balance Plan for Retirement Savers
Adviser Mike Weintraub explains the advantages of cash balance plans combined with a 401(k) plan.
The Little Known Retirement Savings Vehicle
Saving for retirement always seems like a monotonous topic of discussion – the party killer if you will. Terms like 401(k), Safe Harbor, salary deferrals,
How Much Cash Should You Hold in Retirement?
Ask Encore: Retirement columnist Glenn Ruffenach also answers questions about Social Security for those who marry after retirement.
Phased Retirement: 9 Steps to Help You Plan
How do you go from full-time employment to a phased retirement? See our nine tips to keep both you and your employer happy.
Want to know how prepared you are for retirement? There's a score for that
You've heard of credit scores, but what about retirement scores? A new tool aims to help you understand just how far your current savings and assets will go toward creating financial security in your older years.
Four Questions to Ask Your Adviser About Retirement Income Planning
Retirement planning can be complicated. It's important to ask your adviser specific questions about how he/she will make sure your retirement strategy is comprehensive.
Inheriting an individual retirement account? Here's how to avoid a tax bomb
Inherited individual retirement accounts may come with bigger than expected tax bills without proactive planning. Here are expert tips for easing the tax bite.
Should Your Retirement Money Go to You or the Children?
Given the reality of longer life expectancies, it’s important for retirees to understand that they may be living from their retirement investments for three or more decades. That means that you’ll need to have enough money to cover routine expenses plus health care and most likely, long-term health care services. Make sure your financial planning takes these factors into account.
What you Should Consider When Building your Retirement House.
More often than not, some individuals retire without a plan. At that age, some would still be grappling with financial difficulties that arise from various factors including ill-advised financial eng…
Secrets of a dream retirement
CNNMoney's Christine Romans shares her secrets for a dream retirement.
3 Questions That Can Lead You To A Better Retirement
How do we decide what percentage of our income to earmark for retirement? Undoubtedly we think about the bills we have to pay, the medical expenses we...
