Banks have gotten better at detecting digital banking fraud, but the process of closing and reopening accounts is still a mess and that is what could send more customers packing.
The answer largely depends on what stage of life you're in.
Tired of getting nickel and dimed by your bank? Maybe it's time to try a credit union.
Though there might be reasons to stay with your bank
Are you passionate about your Credit Union? “Yes” you say? Would the people you work with agree with you? Can you think of 3-4 ways that your passion comes through? If you are uniquely wired and passionate about the credit union movement as a whole, this should be easy! But in the end, does “passion” …
If you know where to look, the Fed’s rate increases can turn into something tangible: cash in your account.
Learn about credit card fraud, how it happens, and what you can do to help protect yourself against credit card fraud.
In an environment characterised by slowing growth, poor investor sentiment and NPA-strapped banks, the government has its task cut out. When private investment is skittish, public investment must step in
Ultralow interest rates, large budget deficits and quantitative easing have failed to deliver a long-term boost to economies. What options are left?
You know the expression “what goes around comes around” or “what was old is new again,” well the same holds true when it comes to criminal behavior and account take over fraud. From a legal perspective ATO is the intentional deception to secure unlawful financial gain causing the loss of money or property; from your […]
One of the largest stressors facing financial institutions today is the inability to accurately predict which of the various types of fraud attacks will be the next one to rear its ugly head: Will it be one of the many data breaches performed with stolen cards or card number? Will it be an illegal account …
February 9, 2015, Written By Jason Steele<br>One of your most valuable assets if your credit score , and a high one will allow you to receive the most competitive interest rates on home and car loans, or allow you to rent an apartment. In addition, credit scores are now being used to help set insurance rates<br>So when there is a sudden drop in your credit score, you should be deeply concerned. Look out for these five ways that your credit score…
In this Real Good TIPS from Real Diamond Employees video Chelsea explains the difference between a bank and a credit union. This is a question that we get as...
Thinking about opening a checking account? All accounts (and banks) are not created equal. Find out how to choose a checking account and what you may need.
Having too many bank accounts may not be a great idea as you are required to maintain an average quarterly balance.Note that most banks levy an account closure fee if you close it within a year from opening
Credit unions have lower rates, the same access to ATMs, and a greater sense of community than the average bank. It's a win-win for young people.
When it comes to doing your banking, your first thought might be a bank. Why? Maybe because they are bigger, seem more popular, you actually know what a bank is and the word “bank” is in banking. It’s comfortable and familiar. But, how about a credit union? Many people don’t think about credit unions as …
How can we leave our community greater than we found it? This question separates our credit union from the banks whose primary goal is to drive a profit.