Mission and Values

Replacement Cost Value Versus Market Value: What’s the Difference?

Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some cases, there can be a drastic difference between what you recen…

Learning About Actual Cash Value Vs. Replacement Cost Value

Here's what you need to know about actual cash value and replacement cost value in regards to your homeowners insurance.

Is Stop-Loss Insurance Losing Some of Its Value?

With specialty drugs driving the most costly medical claims to stratospheric heights, stop-loss policies may not offer the same peace of mind they once did.

Additional Living Expense or Fair Rental Value?

We address two common scenarios regarding the insured utilizing their policy's Additional Living Expenses over opting to receive a Fair Rental Value payout.

The value of insurance prospects who don’t close

Sometimes the best prospects are the ones who originally got away.

Is It Worth It to Secure a High-Value Home Insurance?

Is It Worth It to Secure a High-Value Home Insurance?: Here are some of the reasons why investing in high-value home insurance may be worth it for you.

Does utility insurance provide value to you?

They arrive constantly in the mail: dire warnings that your home’s underground gas, water or sewer lines are your responsibility, coupled with offers to insure you against repair costs for a monthly fee. Are they a good deal? Experts say: “Maybe not.” Loc

When can a lien be secured for less than face value?

Is Actual Cash Value Still Important?

Fair Plan policies, in most states, call for ACV valuation.

Benefits of cash-value life insurance

A cash-value policy gives more bang for buck than term insurance

Should you Consider Cash Value Life Insurance?

Understanding Cash Value Life Insurance September is Life Insurance Awareness month, and although life insurance is not something we think about too often, when we do decide to add coverage to protect our loved ones, the choices can be confusing. One type of life insurance that you might consider is Cash Value Life Insurance. This type [...]

Is it too late to start accumulating cash value?

Your retired clients could still benefit from a life insurance policy's cash value. Here's how.

Can Life Insurance Have Value as An Investment?

For a life contract to be efficient and bring the most value it is essential to determine its purpose.

Talking About Life Policy Value Could Prevent Panic Stock Sales

A life settlement industry veteran contends that access to a life policy value safety net may help stabilize clients' portfolios.

9 Factors That Can Reduce the Value of a Personal Injury Claim

If you suffer serious harm due to another individual’s or organization’s negligence, it’s natural that you should expect to be fairly compensated for your losses. Unfortunately, obtaining just compensation isn’t always that simple. Insurance companies and claims adjusters will pursue every avenue to try to reduce or deny your claim entirely in their attempts to secure maximum profits for their company<br>That’s why it’s so important…