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Credit Card Breach at Buckle Stores — Krebs on Security
The Buckle Inc., a clothier that operates more than 450 stores in 44 U.S. states, disclosed Friday that its retail locations were hit by malicious software designed to steal customer credit card data. The disclosure came hours after KrebsOnSecurity contacted the company regarding reports from sources in the financial sector about a possible breach at the retailer. On Friday morning, KrebsOnSecurity contacted The Buckle after receiving multiple tips from sources in the financial industry about a pattern of fraud on customer credit and…
Over time, unpaid accounts fall off credit reports
By Liz Weston and By Liz Weston May 18, 2014 | 4:00 AM Dear Liz: My credit reports don't show any of my old unpaid collection accounts. I also have one judgment that is not showing from 2005. My wife (who has perfect credit) and I are looking to apply for a mortgage. What will the lender find? I recently applied for a credit card to start rebuilding my credit. The issuer approved me for a card with a $1,000 limit and told…
What to know if your credit score is fluctuating
Amid shifts in consumer behavior and irregularities such as credit reporting errors and inflation, vigilance is crucial.
How to Apply for a Credit Card When You Don't Have a Credit Score
Let’s say you started your first job and you want to open a credit card, but you don’t have a credit score yet—or you do have one, but it’s low. What do you do? Luckily, there are several alternatives.
Why Credit Score Apps Aren't Great (and What to Use Instead)
Credit card apps often offer services that you don't need or can otherwise get for free.
Why Check Your Credit Report and Credit Score? Why Wouldn't You?
Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk. Learn how your credit affects your life.
Debt and Divorce: 5 Steps to Make a Clean Credit Split
Divorce can get ugly if one person doesn't follow debt repayment obligations spelled out in the divorce decree. Take these five steps to increase your chances of a smooth split.
6 Common Credit Card Questions You Haven’t Asked
In theory, managing a credit card is simple: don’t go over your limit, pay your bill on time and don’t try to juggle too many cards at once. Pretty straightforward, right? But in reality, there are a sea of credit nuances most people don’t bother with - and they should. The little details governing the credit game can lead to huge consequences if ignored, and gaining a better understanding of the rules is the best way to get ahead. So what questions should…
How to understand and improve your credit score in under 30 minutes
There are a lot of myths surrounding credit scores and many people don't know their FICO score. In under 30 minutes you can understand how to build a stronger personal credit profile.
Advice to lower credit card debt and avoid consumer credit delinquency
Many college students turn to credit cards, especially when financial aid and student loans aren't possible for all. This debt can accumulate into larger amounts over time if you don’t have the means to pay it back. “Our financial system is geared to get us in debt when we start college and to keep us in debt until the day we die,” said TRW Credit Services Executive Director Kevin Foster. According to Foster, most people do not have the intention of getting into…
5 Ways Other People Can Lower Your Credit Score
Don’t let someone else drag your credit score down. Here are a few ways other people can affect your credit score, and how to protect yourself.
The Hidden Costs of Credit Karma, Credit Sesame, and Other Credit Score Apps
Credit score apps such as Credit Karma and Credit Sesame aren't reliable, have unnecessary charges, and pose privacy risks, a Consumer Reports investigation finds.
IT Pros Should Use Virtual Credit Cards, Not Just Accounts Payable
Losing important information, such as credit card numbers, when one of your vendors is breached won't be a concern if you virtualize your transactions.
