State Farm New York Service List

Insurance Policies

• Auto Insurance Coverage

  Contact Your Local State Farm Agent To Discuss Pricing Details.

  • Auto Liability Coverage

    auto liability insurance coverage pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident.

  • Personal Injury Protection

    this auto insurance coverage pays the reasonable and necessary medical expenses for covered persons for treatment due to an auto accident. it may also pay for rehabilitation, lost earnings, replacement of services, and funeral expenses.

  • Medical Payments

    this auto insurance coverage is available in most states. it pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.

  • Collision

    this auto insurance coverage helps pay for damage to a covered vehicle caused by collision with another vehicle, collision with an object, or a vehicle rollover. a deductible is required.

  • Comprehensive Insurance

    this auto insurance coverage helps pay for loss of or damage to an insured vehicle, not caused by a collision or vehicle rollover.

  • Uninsured Motorist

    this auto insurance coverage pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient liability insurance. application of this type of auto insurance varies by state and depends upon policy provisions.

  • Rental Reimbursement

    this coverage pays for renting a car when your auto is disabled due to an auto accident. daily allowances or limits vary by state or auto insurance policy provisions.

• Term Life Insurance

  Contact Your Local State Farm Agent To Discuss Pricing Details.

  • Select Term

    select 10, 20 or 30 years of coverage and a guaranteed benefit. the affordable premiums are level for the initial policy term. the policy is guaranteed to renew up to age 95. once past the level premium period, premiums will increase annually.

  • Return Of Premium

    return of premium term offers you coverage with a level premium payment for 20 or 30 years, whichever you choose. if you outlive that premium period, the policy premiums you've paid will be returned to you. the policy is guaranteed to renew up to age 95. once past the level premium period, premiums will increase annually.

  • Mortgage Life 15 & 30

    mortgage life 15 & 30 is designed to provide funds for the repayment of a residential mortgage in event of premature death. after the first 5 years, the death benefit, which is meant to behave similar to your mortgage, decreases over the life of the policy. it is sometimes called a "decreasing term" policy.

  • 5 Year Term Life

    provides affordable life insurance protection for covering any short-term life insurance need you may have. you have the right to renew for an additional 5 year term up to age 85 (age 80 in ny), though premiums will increase with age.