Results for Residential Lending

Mortgage Rates: Time is Now
– Don’t Miss Out –
If you are waiting to buy, wanting more bang for your buck? What better time ?
After a month of CoVid-19, there are signs the hyper-volatility, in the equities markets, is quieting. For real estate finance, the struggle is with lenders. While many are stepping up to the plate, others, under the cloud of uncertainty, are now waiting on the sidelines. It does make for challenging times. But the good news: We are…

– Don’t Miss Out –
If you are waiting to buy, wanting more bang for your buck? What better time
Good News: The hype about pent-up-demand is coming to pass. Yet what we still lack is an increase in the number of entry level homes to meet this increasing demand. Such is the way of the real estate market and its on-going dynamics of bringing balance between housing supply and Buyer demand. The good news: Sellers will soon respond with their increasing…

– Don’t Miss Out –
If you are waiting to buy, wanting more bang for your buck? What better time
Good News: Many areas are beginning to open, with the intrigue as to how well we adjust to the new normal – being ever vigilant and aware of our surroundings. Let us continue to be most careful as to how we share our time or space, especially with those at risk. Sadly, many in nursing homes and assisted living may have become…

1) US Economy: Worries remain. Yet, resilience is our hallmark! One challenge is in the hands of Congress. Will it re-supply short-term money needed for business to keep employees hired and employed? The second challenge is to families with school-aged children. Open our schools. They will be safe. The tens of thousands of small business owners need our help and need our schools to be opened. Time will heal, but the struggles will continue, for a short while
2) Employment: Often numbers touted…

1) US Economy: Highest level of voter participation in decades. A huge WOW! We shall await the particular details, as the dust settles – especially the Electoral College
2) Employment: Latest jobs numbers show 600 K new jobs. There is even news about the number of people, receiving some form of benefits, is dropping. The question:? From those going back to work or who have run out of benefits? This coming year is critical.
3) Real Estate: Key is affordability. With incomes rising…

1) US Economy: Headlines remain, yet resilience is our hallmark! One challenge: Will Congress re-supply the short-term money – needed by small business – to keep employees hired and employed? A second challenge concerns families with school-aged children. The answer: Open schools, now. They will be safe. The many thousands of small business owners need our help and need our schools to be opened. Time will heal and we can help – Vote
2) Employment: The latest jobs numbers show 660 K new…

Sacramento, CA
Your success is our greatest strength...iServe has the tools for you to thrive! iServe Residential Lending, LLC, one of America's fastest growing mortgage lenders, is seeking a Mortgage Professional looking to be a Five-Star Branch Manager
Mar 13
Palmdale, CA
Your success is our greatest strength...iServe has the tools for you to thrive! iServe Residential Lending, LLC, one of America's fastest growing mortgage lenders…

The Office of the Comptroller of the Currency (OCC) and the Federal Reserve accepted a settlement requiring ten of the largest banks to pay 8.5 million dollars.

– Mortgage Rates Keep Coming Down –
Don’t Miss Out .
Lowest since January 2018
Waiting to buy? Want more bang for your buck – Now is the time. Are you renting? Check out our market-based calculations for renting vs owning. Answers can be rewarding.
This month’s helpful PDF: Rent vs Own. We use a $1.2 M single family home in Santa Clara County, where current median price is 1.3 M. Click here to see our calculations and outcomes.
Today is a…

Mortgage Rates Remain Great
– Don’t Miss Out –
If you are watching, wanting to buy, wanting more bang for your buck? Now is the time.
Are you renting? We offer market-based calculations comparing renting vs the benefits of owning. Answers can be rewarding. Good news: We seek more than just the big numbers, knowing 'affordability' is unique for each and every individual and family. Our focus is to understand you, asking pertinent questions to help guide your financial future. Our concern is…

– Mortgage Rates Are Down –
Lowest since January 2018
Waiting to buy? Want more bang for your buck – Now is the time. Are you renting? Check out our market-based calculations for renting vs owning. Answers can be rewarding. For the past year plus, the affordability index for the Bay areas has only improved. Falling interest rates, wages going up, and home prices cooling from their peaks. Now is the time.
This month’s helpful PDF: Santa Clara County Real Estate Report…

Mortgage Rates Bounced Up – But Rates Remain Great
– Don’t Miss Out –
Watching and waiting to buy? Wanting more bang for your buck? Now is the time
What if you Are renting? We offer market-based calculations comparing renting vs the benefits of owning. Answers can be rewarding. Good news: We seek more than just the big numbers, knowing 'affordability' is unique for each and every individual and family. Our focus is to understand you, asking pertinent questions to help guide your…

Found your dream home? Learn more about residential lending in Utah and Idaho and discuss your options with a home loan services expert from Zions Bank.

Lending institutions can implement the use of disaggregated ethnic and racial categories in their home loan applications beginning January 1, 2017, an entire year ahead of HMDA’s original deadline. Overview: …

Now is the Time
Are you renting? We offer market-based calculations comparing renting vs the benefits of owning. Answers can be rewarding. Good news: We look beyond the boiler plate, typical big numbers. We understand 'affordability' is unique for each and every individual, and family. Our focus is to understand you, asking pertinent questions to help guide your financial future. Our concern is more about “livability”…

Potential homebuyers want more assistance with their buying process, according to the recent TD Bank [1] Mortgage Service Index. The Index notes that homebuyers are optimistic, with 83% saying it's a good time to buy a home and 30% are very or extremely likely to buy a home in the next three years
More homebuyers than ever are using online processes when buying a home. TD Bank states that the number of homeowners who applied for a mortgage online has increased from one…

Among the lengthy list of state and federal regulators, legislative bodies, and agencies that oversee residential lenders, one can’t forget the FTC (Federal Trade Commission). We were reminded of that yesterday when the FTC banned a group of principals...

The U.S. Justice Department states that the Fair Housing Act applies to “individuals, corporations, associations, and others involved in the provision of housing and residential lending, including property owners, housing managers, homeowners and condominium associations, lenders, real estate agents, and brokerage services.” HOAs fall under the umbrella of the Fair Housing Act and should take

When investors list the up-and-coming real estate markets they’re most amped up about, the readiest answers—places like Miami, Nashville, Atlanta and the Carolinas—tend to have three things in common: sunny weather, low tax bills, and a latitude south of the Mason-Dixon line. For one U.S. commercial real estate bank with one of the boldest success stories of the last decade, a fourth factor unites those markets…