Results for Hospitalization Long Term Care Insurance

When asked about long-term care insurance, one senior said, "I've thought about it. I don't think it's worthwhile to buy at my age." She's 83. "I've thought about it, but I really haven't looked into it," another woman said. Others simply don't want to talk about it. But a don't-ask-don't-tell...

A long-term care insurance policy supplements your traditional health insurance by covering services that assist you or a loved one with one or more activities of daily living. Such activities include eating, bathing, dressing, toileting and transferring (in and out of bed, for example). Long-term care coverage is relatively expensive, but it may be possible …

When should you start thinking about long-term care? This can be a trick question because MANY of the people that inquire about long-term care are not old at all. Usually they are young, having to deal with an older loved one that needs some type of care. If you asked, "At what age should I buy long-term care insurance" I would tell you that probably between age 45-65 is the best time to buy LTC insurance. But that was not the question. The…

Most health insurance plans provide for in-hospital care, doctor visits and preventive health care needs. But they may not cover many other health-related needs of older adults, such as long term care, which is also not covered by Medicare. Today, the average monthly cost for nursing home care is nearly $5,000, and stays can exceed several years.

Can't afford higher premiums for long-term care insurance? Consider various options to trim your benefit instead.

Families sometimes go to extreme lengths to prevent a loved one from moving to a nursing home. That might be based on a promise that it would never happen. How

Few have planned for such care, but 70% of 65-year-olds will require it in their future.

The older population in America is growing at an unprecedented rate. Many of these individuals will need extensive help with basic chores like cooking, bathi...

It's not a surprise that long-term care can be expensive, but the cost differences based on location, level of care and comfort are staggering, according to recent reports.

A new rule prevents some long-term care and nursing home facilities from forcing residents to sign mandatory arbitration agreements. Consumer Reports explains why that is good news and what consumers still need to do to avoid nursing home arbitration.