Results for Investment Planning

What separates the winners and losers when it comes to investing? Human behavior -- and a plan

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The first thing that comes to mind when thinking about investment planning is usually money. However, investment planning isn’t only about money – it’s also about prioritizing, setting goals and planning how to reach them, and optimizing your lifestyle for a better future.
Many people w...

Investment plans are complex. Here's a way to create a simple investment plan using just an index card.

When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?

I regularly get asked “How can I start investing with $1,000 or less?” Many believe that because they don’t have a lot of money they simply have to wait to start investing
Having more money to invest in the stock market is obviously better though that doesn’t mean you have to wait. It just means that you have to find the options that work best for your specific situation.
I believe that the most important step to grow your wealth is just starting…

Yesterday I sent out the following tweet after seeing a link from Investment News about how “a million dollar producer has jumped ship”
If your advisor is described as a "producer" there's a good chance you're not getting great advice t.co/l7Hdr7ufhw
Obviously, it’s not this guy’s fault that ‘producer’ is really just some industry jargon for how much revenue an advisor or broker is bringing in for the firm. But if your advisor thinks only in terms of how much money they can…

The burden of debt, especially when it comes to the high price tag of a home, can be a significant worry to many people. However, what many homeowners may not be aware of is that paying your mortgage off early can actually have a negative impact on your financial health. Whether you’ve recently come into money or you’re working hard to bump up your monthly mortgage payments, here are some reasons you may want to hold off on paying it off too quickly…

Learn how to plan, invest and live smarter with the Raymond James For What It’s Worth podcast. Featuring insights from leading professionals, For What It’s Worth brings you the latest in wealth management, market commentary and engaging research. For What It’s Worth provides valuable perspective for investors who want to remain knowledgeable, informed and focused on long-term success. Hear industry specialists share resourceful insights on economic…

There isn’t a simple, cookie-cutter retirement investment plan that fits everyone. It requires really sitting down and being honest with yourself.

A Certified Financial Planner, or CFP, is a financial planning professional with the education, training, certification and experience to help you strategize about how to meet your financial goals. Whether you need help budgeting for everyday expenses or want someone to manage your retirement account, hiring a CFP could be money well spent. What Is a Certified Financial Planner? To become a CFP, you must meet…

2020 has shown that investment planning is more important than ever as we begin 2021.

Successful retirement investment stories start with a plan. Not just an investment plan, but a comprehensive financial plan.

The cost of health care tops the list with more than a third of respondents saying their fretting keeps them from snoozing
Saving for retirement is another top disturber of sleep: 37%. Student debt is another top contender at around a third. About a quarter of Americans are wired during the night over mortgage and rent. Nearly a quarter of Americans stay up late over credit card debt. [2]
If only you had a couple million dollars in the bank, life would be…

Taking the long view means establishing a thoughtful investment plan and having the discipline to stay with it through the market's inevitable ups and downs. We believe it takes time to build wealth and that people make mistakes when they try to do it too quickly.

Most people who successfully build wealth do so slowly and steadily through work, investment and planning. But life-changing windfalls do happen. Maybe you were an early employee of a tech startup that has just gone public. Maybe you just signed your first contract as a professional athlete. Maybe you received an inheritance or a large legal settlement. Maybe - just maybe - you won a huge lottery jackpot. While these scenarios may seem like the opposite of a problem, many people who receive…

When people get close to their retirement age , they concentrate more on saving enough money so that they can have an enjoyable and stress free retirement. To them, saving which was not an option suddenly is an option
The truth is that saving your money does not guarantee that you will live a stress free life for the rest of your life after retiring. You are still going to be faced with different responsibilities, and before you know it, your savings are…

Thursday, May 01, 2014
Are you experiencing financial uncertainty now that your divorce is finalized? You’re not alone
Many people experience financial uncertainty after a divorce because the same amount of income is used to operate two households instead of one. Here’s the bottom line: it’s time to reduce spending and live within your own means. The following tips will help you save money and survive…

By Cyrus Purnell on Apr 24, 2019 08:45 am
As you might guess, one of the most common investment questions we receive on the Financial Coaching Line is about when to buy and when to sell investments in order to maximize returns. My most common answer to that question is that if I knew precisely how to buy securities at the perfect price, I would be answering that question from my private island. In all seriousness, the up and down nature of investing…

By Pira Kumarasamy | 16/02/18
If the December holiday season is the most wonderful time of year for you, consider that early in the new year is an even better time to save for retirement. You can put money into long-term savings and receive a 2017 tax refund by contributing to your registered retirement savings plan (RRSP) by the March 1 deadline. Or you can shelter investment income for as long as you want by contributing to a tax-free savings account (TFSA), with…

As our industry begins to address the income needs of the aging baby boomer population, arming clients with a personalized roadmap can help them stay on the right track to reach their desired outcomes. An income plan can bridge the gap between the investment plan and the actual execution of it, helping clients truly understand how their money will work for them.