Results for Prepaid Debit Cards

We’ve all seen movies depicting employees whipping out the corporate credit card to pay for extravagant meals and entertainment. Business owners shudder at these scenes, and they should. The Association of Certified Fraud Examiners tells us that 15 percent of all employee expenses can be categorized as fraud. In another study, 66 percent of employees …

Protecting your personal information can help reduce your risk of identity theft. There are four main ways to do it: know who you share information with; store and dispose of your personal information securely, especially your Social Security number; ask questions before deciding to share your personal information; and maintain appropriate security on your computers and other electronic devices
Lock your financial documents and records in…

There's a lot of confusion going on around the new EMV chip debit cards. Here's an in-depth look at what the chip debt cards are, the history behind their creation, and how this affects you.

For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt. But like credit cards, debit cards are vulnerable to rip…

A global health pandemic hasn’t stopped scammers from creating clever ways to cheat people out of their money. Since the pandemic started in 2020, consumers have reported losing nearly $75 million to vacation schemes, according to the Federal Trade Commission
And those are just the people who reported losses. Typically, thousands more are too embarrassed to reveal they were swindled by scammers. As the world opens…

So you’re traveling! New adventures and new places await… but there’s some things to consider before you pack the bags and fly the coop. Here’s a few tips for dealing with credit cards, debit cards, and all things banking when hitting the road. “Hey bank? I’m traveling.” It’s important to inform your bank of…Continue Reading

For many people today, a debit card has become the go-to way to pay. In fact, Americans now use debit cards more than twice as often as credit cards,.

As more and more people routinely use credit cards, debit cards and other forms of electronic payment for everyday monetary needs, paper cash is becoming less and less of a necessity. Why would you bother to find exact change in line at the coffee shop and hold up all other patrons in the process when… Read the Rest »

For customers who lose their debit cards, a visit to a nearby branch is often the quickest way to resolve the situation. The challenge is banks are less likely

Calling the room that houses the credit card terminal at Signs2Fit an “office” in Garden City would be a stretch. The machine sits on a workbench upstairs from the buzzing flatbed printer and all of the other noisy machines Brian Price and his employees use to make signs and produce a plethora of embroidery, printing and anything else that can be emblazoned with a business name.

Now, more than ever, consumers are relying on the convenience of credit and debit cards to make everyday purchases, such as gas and groceries, and to make online purchases. With this convenience, however, comes the risk of having your account information compromised by
a data breach.

How EMV Debit Cards help prevent fraud and how to use them.

One of our readers ran into a $30 fee when she assumed her store-brand debit card would work like a bank-issued debit card. Here's what you can learn from her mistake.

In this week's Conarchy's Money Corner: Credit Cards v. Debit Cards - What should you be using for purchases? (You might be surprised by my answer.)

Banks charge merchants a quarter each time customers swipe their debit cards — even though the mean cost of processing debit-card purchases has fallen to 4.4 cents. The Federal Reserve should ensure that the falling cost of debit-card processing is matched by lower fees.

Home > Budgeting articles > How to use Dave Ramsey’s Envelope System [and 4 Envelope System Wallets]
I have noticed that since I’ve started using the envelope system, I’m spending about $60 less per two-week period than when I used a debit card. I think it’s because when I lay three $20s down for groceries, it hurts! When I paid with debit, it didn’t really register with me
—My Total Money Makeover member mgtyjoe
What is Dave Ramsey’s “Envelope System?”
Glad you asked.…

After spring break, send your child back to college with a prepaid debit card. Here’s how.

by Bridget Dicosmo
The ProblemI never carry cash. This shouldn’t seem like a big deal, because debit cards can be cancelled if you lose them; parking meters, farmer’s markets, and even jukeboxes in the good dive-y bars all accept Visa these days.
For someone who has had the experience of clocking ou

A debit card takes a fast and furious ride around a processing network. Find out where it goes.

The credit cards in your wallet are going to be getting smarter. Instead of featuring a strip of magnetic tape that holds your account information, many new cards have a metallic-colored square, typically on the front. Under this square is a computer chip that contains your financial data and automatically generates security codes to help keep your information more secure
The technology is known as EMV…