Make your money work a little harder with Banner Bank's Personal Money Market account. Watch your balance grow with tiered interest rates.
This type of account can offer a low-risk way to earn a high yield.
If you’re looking to save money but you want convenient checking features, a money market account could be right for you.
Adequate savings are critical to healthy finances. Instead of keeping money in a piggy bank or regular checking account, you may be curious about money market and CD accounts.
Learn how money market and savings accounts differ and why a depositor would choose a money market over a savings account.
Saving money is challenging, especially when you don’t know where to begin. Follow these simple tips to start implementing a budget and save money
Keep track of your expenses. Frivolous spending can add up, so start keeping a spending history of all your purchases. This will make it easier to see where you should cut back on spending.
Make a budget. Your budget should account for monthly expenses in comparison to your income. After subtracting necessary bills, factor in a certain amount for…
With interest rates perpetually doing the limbo (how low can they go?), here are three different types of fixed annuities that can be good alternatives to CDs, Treasuries and money market accounts.
Saving up for a down payment can feel overwhelming. Most people have never saved up the kind of money it takes for a down payment. It can be done, though. The goal is to put 20% down on a house. This is what it takes if you don’t want to have to pay private mortgage insurance every month
However, you don’t have to absolutely put 20% down. Some mortgage programs, such as VA and FHA loans, let borrowers put down as little as…
When we think of vacations, we like to think of fun, relaxation, and seeing family and friends – the things that make life worth living, and that are worth saving for. But there are some ways to save for a trip other than just putting coins in a piggy bank - Scotia iTRADE® offers a number of ways you can invest to help you meet any short term savings goal – even the vacation of your dreams
Your first step will be building…
By Russel Kinnel | 17/06/16
I talk with investors almost every day, and over time the same themes emerge. Although investors cover the gamut of sophistication levels, I hear the same mistakes over and over again. So, to help save you from repeating the same mistakes and losing a lot of money to learn the lessons, I've jotted down 20 of the most common investing mistakes
About the Author
Russel Kinnel is director of manager research for Morningstar Research Services LLC, a wholly…
The acronym PITI stands for principal, interest, taxes, and insurance. These are the four components that make up a monthly mortgage payment
When determining your eligibility for a loan, your mortgage lender will look at your debt-to-income ratios, comparing your PITI (or PITI combined with other debt) to your monthly gross income. This helps them to determine how much you can afford
The infographic below helps…
New rules governing multi-trillion dollar money-market funds are taking effect Friday, and they’ve already sent ripples through financial markets.
Mentally, it’s pretty hard to withdraw money from any investment vehicle, whether its funds in a money market account, a certificate of deposit, or your retirement fund. But in emergencies and times of imminent need, it’s a viable option.
By Stacie Smith | on January 14, 2019
Hand putting Coins in glass jar with retro alarm clock for time to money saving for retirement concept
Bull market, bear market…what does all of this mean to the every day working person? To make a bit more sense of buzzwords on the evening news, financial advisor Kurt Sytsma of Preferred Federal Credit Union helps explain how to be a bit more savvy with personal finances at all stages of life
The first perspective Sytsma…
Tuesday, February 10, 2015
Andrew Schreiber
In today’s banking world there are many variations of a simple checking account that offer different features and benefits . Most of the time you rely heavily on your bank’s recommendation as to what account works best for you, or you just default to the account that has the least amount of requirements. However, defaulting to the product with the least amount of requirements could be detrimental to you as a customer. You might be eligible for…
Reading time: 5 Minutes
February 13th, 2019
You likely have a lot of financial goals. With a lot to accomplish—seemingly all of it complex—things can get overwhelming, fast. But by taking a few simple steps to organize your cash into the appropriate savings vehicles, you can achieve your goals while keeping things easy to manage
Here are a few tips that will help optimize your strategy for your short-term, mid-term and long-term goals, from what you want to achieve next year to a…
Millennials are a driving force in the current real estate market, accounting for the largest share of homebuyers at 35%.
By: David Smyth, January 23, 2019
One thing that always follows New Year's resolutions is the review of your stock portfolio, right? Lots of folks want to sit down and talk about not just the previous year, but take a look three or five years back. Then come the questions of "what have you done for me lately?" as folks look at their statements after the volatility of the last quarter. We know we need to be prepared to answer these questions, and…
"It is unusual for a treasury secretary to endorse higher borrowing costs."
Now that you have your PSAT/NMSQT scores, you can link your College Board and Khan Academy accounts to access free, personalized practice on Khan Academy. By...