Almost 60% of consumers are hoping for a gift card this holiday season, but which ones provide the most value?
Spending safely this holiday season
It’s the gift-giving season and according to the National Retail Federation, the average person celebrating Christmas, Hanukkah and/or Kwanzaa will spend $804.42 this year, an increase of 5% from 2013. The 2014 holiday season also promises to be one of the biggest in terms of online spending, as 56% of American consumers plan to shop online – the most ever
In fact, Americans plan to do almost half of their shopping from the comfort of their home computer,…
Financial experts say it's the fear of debt that explains why young people are shying away from credit.
First off, are you selling your products for too little? Increasing their price may increase their perceived value.
Branded gasoline credit cards and the rewards they offer can yield savings, but experts caution that remaining loyal can hurt your bottom line.
There's a lot of confusion going on around the new EMV chip debit cards. Here's an in-depth look at what the chip debt cards are, the history behind their creation, and how this affects you.
The answer depends on you. Read on to find out why.
The journey from founder to investor is a time where all of your hard work and dedication can bear fruit.
Crafting a handmade card is a sure way to be remembered by your clients all year round.
Some consumers still prefer using debit cards, especially for smaller purchases
Prepaid cards are booming in popularity, and many consumers are flocking to them for a similar reason: to gain more control over their spending.
Building a credit history holds less appeal for young Americans who had trouble paying off student loans and saw their families’ struggles during the financial crisis.
Don't know what to buy a client, coworker, mother-in-law or mate? You'll find some good ideas here.
Despite the almost weekly arrival of new alternative payment methods, American consumers still love their credit cards. A recent Timetric report shows the U.S. credit card market is gaining strength, with credit accounting for 43 percent of transaction value in 2015. That total is projected to climb to 45 percent by the end of 2019. …
Microprocessor chips are part of credit card issuer's efforts to reduce in-person counterfeit credit and debit card fraud in the United States.
Paying for purchases by smartphone is becoming increasingly viable. Three major companies now enable consumers to buy goods at participating merchants with their credit or debit card by just waving a smartphone over the payment terminal. In fact, a major smartphone manufacturer recently teamed up with many banks and merchants to make the service available to anyone buying the newest version of its smartphone. What should…
Millennials are super wary of debt — and credit cards. But embracing plastic responsibly is an important adult skill.
They may not be highly personal, but the increasing popularity of gift cards has curbed the appetite for returns.
You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.