Results for Money Market Accounts

This type of account can offer a low-risk way to earn a high yield.

If you’re looking to save money but you want convenient checking features, a money market account could be right for you.

Adequate savings are critical to healthy finances. Instead of keeping money in a piggy bank or regular checking account, you may be curious about money market and CD accounts.

Here are 5 reasons you should open a Money Market Savings Account. Nationally and locally competitive rates, credit union benefits, & liquid assets.

Saving money is challenging, especially when you don’t know where to begin. Follow these simple tips to start implementing a budget and save money
Keep track of your expenses. Frivolous spending can add up, so start keeping a spending history of all your purchases. This will make it easier to see where you should cut back on spending.
Make a budget. Your budget should account for monthly expenses in comparison to your income. After subtracting necessary bills, factor in a certain amount for…

With interest rates perpetually doing the limbo (how low can they go?), here are three different types of fixed annuities that can be good alternatives to CDs, Treasuries and money market accounts.

Saving up for a down payment can feel overwhelming. Most people have never saved up the kind of money it takes for a down payment. It can be done, though. The goal is to put 20% down on a house. This is what it takes if you don’t want to have to pay private mortgage insurance every month
However, you don’t have to absolutely put 20% down. Some mortgage programs, such as VA and FHA loans, let borrowers put down as little as…

"Wealth from get-rich-quick schemes quickly disappears; wealth from hard work grows over time.” (Proverbs 13:11, NLT)
Whether you've just started out in the workforce or you've been earning for a while, you should keep track of your finances. Achieving retirement and savings goals can be challenging, and everyone makes a mistake now and then; however, being well-informed can help reduce your risk. Avoid these real-life money…

By Russel Kinnel | 17/06/16
I talk with investors almost every day, and over time the same themes emerge. Although investors cover the gamut of sophistication levels, I hear the same mistakes over and over again. So, to help save you from repeating the same mistakes and losing a lot of money to learn the lessons, I've jotted down 20 of the most common investing mistakes
About the Author
Russel Kinnel is director of manager research for Morningstar Research Services LLC, a wholly…

The acronym PITI stands for principal, interest, taxes, and insurance. These are the four components that make up a monthly mortgage payment
When determining your eligibility for a loan, your mortgage lender will look at your debt-to-income ratios, comparing your PITI (or PITI combined with other debt) to your monthly gross income. This helps them to determine how much you can afford
The infographic below helps…

Mentally, it’s pretty hard to withdraw money from any investment vehicle, whether its funds in a money market account, a certificate of deposit, or your retirement fund. But in emergencies and times of imminent need, it’s a viable option. 

By Stacie Smith | on January 14, 2019
Hand putting Coins in glass jar with retro alarm clock for time to money saving for retirement concept
Bull market, bear market…what does all of this mean to the every day working person? To make a bit more sense of buzzwords on the evening news, financial advisor Kurt Sytsma of Preferred Federal Credit Union helps explain how to be a bit more savvy with personal finances at all stages of life
The first perspective Sytsma…

Tuesday, February 10, 2015
Andrew Schreiber
In today’s banking world there are many variations of a simple checking account that offer different features and benefits . Most of the time you rely heavily on your bank’s recommendation as to what account works best for you, or you just default to the account that has the least amount of requirements. However, defaulting to the product with the least amount of requirements could be detrimental to you as a customer. You might be eligible for…

Reading time: 5 Minutes
February 13th, 2019
You likely have a lot of financial goals. With a lot to accomplish—seemingly all of it complex—things can get overwhelming, fast. But by taking a few simple steps to organize your cash into the appropriate savings vehicles, you can achieve your goals while keeping things easy to manage
Here are a few tips that will help optimize your strategy for your short-term, mid-term and long-term goals, from what you want to achieve next year to a…

It’s challenging enough to make a paycheck last when it comes on a regular basis – but what happens when you have to take mandatory time-off or a reduction in hours, or are paid for some months out of the year but not others? With planning and a careful look at your finances, you can survive the times when the checks are on hold but the expenses march on
What to do today
Not having enough money to pay for life’s necessities can…

Here's why
You can't outsmart the market. There is a gigantic industry dedicated to calculating the correct value of each common stock, bond, derivative, etc. They do a very good job—their salaries depend on it. If GOOG is priced at 1134.89, that's your best guess for the current value of one share of GOOG. The investment bankers who set the price at 1134.89 know everything you can legally know about Google, and if you know enough to think GOOG is mispriced, then you…

Millennials are a driving force in the current real estate market, accounting for the largest share of homebuyers at 35%.

"It is unusual for a treasury secretary to endorse higher borrowing costs."

Wealth creation is about more than your investment portfolio. A better way to measure wealth than just your investment portfolio performance is your net worth, which is simply your assets minus your liabilities. Your assets include things like the money you have in your bank accounts, the value of any investments, and the market value …

The iContact Team in October 2011
Being the CEO of a startup is one of the most challenging roles out there. Your job is to build a product customers love; recruit a team; find funding from customers, partners, or investors; and guide the overall prioritization of work
In my experience the three most important components of the Start-up CEO’s role are:
Creating a product that solves a real customer need (and convincing customers to pay for it).
Making sure your users and customers…