Results for Consumer Loans

NAFCU’s Virtual Regulatory Compliance School resumes today with sessions focused on mortgage origination and consumer lending regulations. In addition, those working to obtain the prestigious NAFCU Certified Compliance Officer (NCCO) designation have more opportunities to take exams. The additional timeslots and ability to retake exams is to help address challenges of testing in a virtual […]

Finance Friday: Tips to Maintain Your Credit Score
A credit score of 720 or higher can make a big difference in your financial life. Higher credit scores can lead to better rates and terms on consumer loans, better insurance rates, and can even make a difference in your ability to secure certain services like cable and phone access
Once you have a good credit score, you need to maintain it. Here are some simple do’s and don’ts to maintain your credit score.
Do:…

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*APR=Annual Percentage Rate. APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle. Rate quoted is the lowest rate for qualified applicants
Note to CA consumers: Loans will be arranged or made pursuant to Department of Corporations California Finance Lenders License or supervised federally insured financial institutions.
© 2017 rateGenius, Inc. All…

I know what it’s like to have debt. In fact, it was less than two years ago that I finally paid off the last of my debt. Most of my $14,000 debt was made up of consumer loans and credit cards, so I understand how much it stinks to see your debts being paid down so slowly. It takes hard...

Ever wonder how to become an entrepreneur in this day and age? Our fearless leader Bill Dallas tackles this hot topic on Business Rockstars with podcast host Pat O’Brien
Dallas talks about where he started, how he got to be where he is now, and what it takes to be a successful entrepreneur in today’s quickly changing business world.
Learn from the best and find out why he characterizes himself as a “thankful” boss and what that means for his employees and customers.…

Credit unions are in a great position to help members prepare for the unexpected and ease financial strain. Talking to members about a consumer loan? Don’t forget the important role your credit protection programs can play in their overall financial well-being. When offered in connection with a consumer loan, a credit protection program provides …

It’s difficult to begin shopping around for a new mortgage without the facts on how this can affect your FICO score
Anybody who is holding off for fear that their credit score will be ruined by multiple credit checks has nothing to worry about. Mortgage brokers require this information to give an accurate quote, so many credit checks by different companies will have a miniscule effect on credit scores.
The system has been designed this way because a mortgage is not considered to…

More so than other financial institutions, credit unions’ health depends on the choices made by consumers who use their products and services. Whereas banks can solicit supplemental capital freely, engage in speculative real estate deals, concentrate their holdings in business lending, and generally have greater wherewithal to take part more readily in loan participations and …

Banks that provide business loans look for specific characteristics. Are you eligible for a business loan? Use this helpful infographic to find out
When you’re in the market for a business loan time is usually of the essence. Whether you’re in the market to expand or need a business loan to help pay expenses facts are facts: you need an injection of cash fast!
Business loans have requirements that extend beyond traditional consumer financing. When faced with the prospect of obtaining a business…

Diamond Banc has a great track record not only for consumer loans, but loans to retailers as well! Jewelry retailers can get a loan on their inventory!

How to apply for a loan with WSECU on your mobile device.

It helps to know what banks are looking for from small business loan applicants. Hank Holmes from Cadence Bank shares 5 tips for coming to the bank prepared ...

Home » Financial Education » 7 Tips to Help You Protect Your Identity
This is what happens when your identity and other personal information has become compromised by fraudsters
To help protect your personal data, we’ve compiled the following list of handy tips
Be wary of calls from unknown numbers or people.
­­Scammers often present unsolicited requests for purchase verification, as someone at the IRS or…

by Jeremiah Tucker / February 5th, 2016
I can't remember the first time I joined a bank
Banks have come and gone numerous times in my life, each one about as memorable as switching wallets, but I remember joining my credit union. I've found most people do. Often because joining a credit union was a game changerthe exact point their financial lives took a big turn for the better.
This is particularly true of millennials. Millennialsgenerally defined as anyone born between 1980 and…

The simple strategy I used to pay off over $32,000 of consumer debt including a car loan and credit cards.

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CHICAGO (MarketWatch) — Good luck getting someone on the phone these days to start a mortgage refinance
With rates at record lows and refi application volume at the highest in years, loan officers’ phones are ringing off the hook.
Loan officers are swamped so follow these 6 tips to keep your mortgage application on track.
“No matter what business you are in — if you have a gas station or own a Subway — no business can handle all their customers coming…

Consumers looking to include such an amenity can find the necessary funds through home improvement financing such as FHA loans, and benefit from incorporating the following features.

New car loan terms are longer than ever before. Earlier this month, Experian Automotive announced that the average length of both used and new car loans had increased by one month to 62 and 67 months, respectively. These loan term averages are at record levels, but consumers are eagerly embracing the extended loan terms. Indeed, …

When it comes to loan apps and the digital age, outdated techniques won’t work. Millennial consumers “live” on their mobile devices while Generation Z was raised on digital from birth. Hence, younger consumers rely heavily on smartphones for shopping, banking, social media, work, entertainment, and reviews/feedback. It’s no surprise that lenders, who strategically build their …

Home lending has become increasingly more difficult in today’s evolving marketplace. The main factors driving these lending challenges include: 1. Evolving competition 2. Shifting consumer demographics 3. Increasing loan rates While market disruption and rate prices do create some lending challenges, they also create some opportunities. To meet the growing marketplace demand and pull lending …