Spending safely this holiday season
It’s the gift-giving season and according to the National Retail Federation, the average person celebrating Christmas, Hanukkah and/or Kwanzaa will spend $804.42 this year, an increase of 5% from 2013. The 2014 holiday season also promises to be one of the biggest in terms of online spending, as 56% of American consumers plan to shop online – the most ever
In fact, Americans plan to do almost half of their shopping from the comfort of their home computer,…
Find out how to do your research on current mortgage interest rates, what questions to ask a mortgage lender, and how to comparison shop for mortgages.
A famous line from the old movie “The Wizard of Oz” involves the character Oz shouting out “pay no attention to the man behind the curtain!” The little guy behind the curtain was trying to pro
Convincing a lender of your need and viability as a business can often be the biggest hurdle.
Planning to buy a house? Follow these tips from the American Bankers Association on getting a loan and choosing a lender.
As you count down these final days until the regulations take effect, you’re most likely preparing for managing the most significant revisions you’ve ever had to make to your businesses processes. Here are five key things to remember as you approach the deadline – and they aren’t just about making sure you will be in compliance.
The crucial funding you need is available and not just from angels and VCs.
Has the financing industry learned from the mistakes depicted in "The Big Short"?
The Consumer Financial Protection Bureau has released a new online tool to help real estate professionals, lenders and other industry professionals learn about impending changes to mortgage lending…
Rising defaults on auto loans are a risk that bears watching for bank investors.
Automating processes can save time, reduce costs and boost the member experience.
Contrary to the increasingly prevalent argument that the benefits of homeownership have been overemphasized, a new study by finds that it is still a good investment for low- and moderate-income households. But there is a caveat : The lending process must be...
Give your family member a great deal without any tax complications.
In HousingWire's recent webinar, we chatted with mortgage industry experts Barbara Yolles, chief marketing officer with United Wholesale Mortgage, and Kristin Messerli, founder and managing director of Cultural Outreach Solutions, on how to use social media when it comes to mortgages specifically. A quick snapshot spotlights 24 of the social media platforms out there, but there's so many more. So where's the best place to start?
Winter shouldn't be taken lightly. Read 5 tips to keeping construction workers safe and warm during the winter season.
Ask these 8 questions of your lender and you'll improve your chance to get that great loan. Free mortgage rates available. Safe and secure.
Wondering whether you should invest in small business lending software? Here are 10 signs it’s time to make the investment! 1. Your current process takes weeks or months: Does this sound familiar? Your potential business borrower drives to your branch to obtain an application, completes it, realizes he/she doesn’t have all the information, leaves and …
The housing bubble of the late-2000s and its subsequent burst launched a national dialogue about subprime mortgage loans. Today, the dialogue and concerns about subprime lending is focused on subprime loans for autos. Although some parallels exist between subprime lending for autos and mortgages, there also are significant differences. Before comparing the two directly, several factors need to be considered such as liquidity and market size…