Results for Auto Loan

Rising competition in the auto lending industry and interest rates that continue to nose dive make it more and more challenging for lenders to stand out to new—and sometimes even existing—borrowers. While some things are beyond our control, like industry trends and economic cycles that impact interest rates and consumer demand, credit unions can find …

SAFE's being putting members in the driver's seat for the last 60 years!

Your auto loan is likely to be your biggest monthly payment other than your mortgage or rent payment. Because of this, you should make sure you have the best possible loan terms for your financial situation. Decreasing your interest rate by just one percentage point can save you a thousand dollars, or more, as you repay the auto loan. In many cases, refinancing is a simple process that is well worth your while. When to refinance an auto loan

Receive up to $150 cash back when you bring us your existing auto loan from another financial.

If you've ever gone car shopping, you're familiar with the hard sell. At a lot of dealerships, salespeople are encouraged to sell a car no matter what. And it can be tempting! Even though you aren't ready, the lower they go, the more perks they offer (by the way, you can almost always get free mats, so that's not a real perk), the more you want to buy that very second. Because wouldn't it feel great to drive off the lot in a…

Low rates, flexible terms and exceptional service—that’s what you’ll receive with Mountain America’s auto loans.

Credit unions offer consumers a better deal than banks on average across a wide variety of deposit and loan products, with particularly attractive rates on auto loans.

When it comes to auto loans, a 0% interest rate is a head-turner, but it’s not always the best deal.

I see me buying my very own car for the first time last month. Negotiating the purchase and financing on my own wasn’t easy, but it wasn’t as bad as I anticipated. The really difficult part was deciding whether or not to include add-ons to my auto loan. Not sure what I mean by add-ons? Add-ons inclu

Compare Auto Loans at First Tech. We offer auto loans with competitive rates, same day financing, no payments for up to 90 days. Apply for an auto loan online today.

Eight strategies and lessons in managing one of the credit union industry’s largest assets.

While auto loans often hold a prominent share of a credit union’s overall portfolio, some credit unions make the mistake of viewing indirect financing, leasing, and direct lending as entirely separate programs. This misconception makes it difficult for credit unions to keep up with member expectations and effectively capture auto loans. In order to maximize …

Shopping for a better auto loan — and refinancing your current car loan — has become quick and easy, thanks to the speed and convenience of the internet. The application…

Getting an auto loan can be stressful and cost you more than you ever thought it would. At Idaho Central Credit Union we are here to help members achieve financial success and getting the right auto loan is critical in doing that.

Auto loan rates are the lowest they've been in years, spurring some borrowers to see if they can save money on interest charges by refinancing their existing loans.

A recent study form Experian sheds light on the “new normal” when it comes to consumers and auto loans. The $500 ceiling for a car payment for everyday consumers is a thing of the past, with the new average monthly payment in first quarter of this year hitting a record high of $523. Payments aren’t …

Auto loans allow you to purchase a car and pay it off over time, with interest. Credit unions, banks, online lenders, and the dealership offer loans.

Focusing on the rise of auto financing delinquencies ignores the bigger picture: Loan volume has grown on all risk tiers and defaults are a natural part of the process.

Interactive online learning experience
Learn about different financing options, fixed and variable interest rates, how monthly payments are calculated, and organizations that protect consumer’s interests
Identify different types of auto loan providers
Define important components of an auto loan: installment, principal interest, fees
Explain the relationship between down payment and monthly payments
Define different types of interest rates: fixed and variable
Identify precautionary strategies to make…

With competition high and margins low, how can you tune up your auto lending program for additional growth, higher earnings, yet manage risk? The mission of every auto lender is to make more loans, earn higher yields and minimize risk. Competition for low risk loans is fierce, interest margins are thin at best, and lenders …