Ryan Michael
Santa Clara, CA:
Your December 2019 Residential Lending Successes and News
Mortgage Rates Remain Great.
– Don’t Miss Out –
If you are watching, wanting to buy, wanting more bang for your buck? Now is the time.
Are you renting? We offer market-based calculations comparing renting vs the benefits of owning. Answers can be rewarding. Good news: We seek more than just the big numbers, knowing 'affordability' is unique for each and every individual and family. Our focus is to understand you, asking pertinent questions to help guide your financial future. Our concern is more about “livability”, than the industry standard of, ‘what you qualify for’.
It is a great day…
6 vital questions to ask your lender
Listing agents often ask me how to vet the buyer and his or her lender, so I put together a short list of questions I would recommend asking the lender when you receive an offer.
5 Surprising Facts About Green Real Estate
Learn how energy experts, lenders, and real estate pros in the know predict green real estate will transform the industry.
New Tools, Techniques in Appraisal World
At a forum looking at how technological advancement is changing the world of valuations, experts from the lending, multiple listing services, and real estate worlds discussed frustrations and new deve
What “The Big Short” Says About the Real Estate Lending Industry
Has the financing industry learned from the mistakes depicted in "The Big Short"?
The Little-Known Personality Trait That Predicts Entrepreneurial Success
Broad personality traits are known to be predictive of success in broad areas. If you want to find out what predicts success in a specific area - such as entrepreneurship - you need to go deeper and look at more precise personality factors.
Closing Tricks and Treats with Residential Lending
The Loan Officers at Residential Lending give tips on what not to do while waiting for your home loan to close!
How to Become a Certified Residential Appraiser
Learn how to earn your certified residential real estate appraiser license.
How to Invest in Residential Real Estate
Real estate investing is steadily rising as one of the most common types of investments that are carried out. The residential real estate offers many benefits to investors. In addition to the flexibility and constant returns that they offer, real...
Why Are Walk Scores Important for Residential Properties?
Learn about walkability and the benefits it has for residential properties and the people who live there.
Lenders Should Be Clamoring to Lend to Women Entrepreneurs. Why Aren’t They?
Who are the lowest risks for banks? Women entrepreneurs, new research reveals. Now, if they could only get credit for it, literally and figuratively.
How Online Lending Can Work for Your Business
May 18, 2016Running a business is hard work, but getting funding shouldn’t be. Access to working capital is crucial for you to fill cash flow gaps, hire
The Lending Alternatives Hopeful Investors Should Know Inside And Out
The traditional path to buy a property is to obtain financing through banks, credit unions or a mortgage company. But that's not the only path.
A Small Business Owner's Guide to Marketplace Lending
Marketplace lending provides small business owners with the opportunity to think beyond traditional bank financing and connect with an entire network of potential investors.
Why Banks Are No Longer Lending to Small Businesses
OnDeck Main Street Pulse Reports if you’re a small business owner, and you walk into a bank, you’ve got around an 80% chance of getting denied. Why?
Need cash?: Try these top Main Street lenders
Wall Street banks talk a big game about business lending, but new data shows smaller banks stepping up to help Main Street entrepreneurs grow.
Eight Questions For Prospective Small Business Lending Partners
Banks assessing small business lending platforms should ask prospective partners these eight questions.
What your small business lender wants you to know
At some point during your life as a small business owner (or an aspiring business owner), you will find yourself sitting across the desk from a small business lender. What if you could read their mind so you knew what to do and say to get that
4 Things You Should Do Before Applying for a Business Loan
Before approaching any lender these preemptive moves can increase your chances of getting the funds you need.
All’s Well That Appraises Well
An appraisal is an important part of any real estate transaction. It helps the seller determine an asking price, and helps the buyer's lender determine a maximum loan amount.
