Why Check Your Credit Report and Credit Score? Why Wouldn't You?
Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk. Learn how your credit affects your life.
Do you have bad credit? Check out these tips on repairing your score
If you have a low credit score, work toward improving it as soon as possible! Read on to learn about the ways you can repair your score!
The Easiest Way to Check Your Credit—Fast
Inspired by the popular exercise program, this 7-minute workout will help you get your credit in shape.
What Happens When a Landlord Checks Your Credit
If you're looking to rent, it's a good idea to be prepared for landlord credit checks. Here's what you need to know.
This is What Happens If You Never Check Your Credit Report
Pulling your credit report may not be the most exciting thing on your to-do list, but it's easy and it's free, and can prevent a massive financial headache down the road.
5 Tips for Improving your Credit Score
Consumers who turn to credit counseling are often struggling with credit card debt, and may be concerned about damaging their credit score. While there are no overnight solutions when it comes to improving your credit, the decisions you make concerning your use of credit can influence your credit score 1. First, you will want to familiarize yourself with your credit report to better understand how your…
How a Credit Check Can Affect Your Financial Future (and How to Protect It)
We all know (or should know) that when we apply for a car loan, a credit card account, or a lease on a new apartment, the company reviewing our application will check our credit. What many people don't realize, however, is that these credit checks can have a negative impact on our credit score and there are different types with different levels of severity. Here's a look at how the three main types can affect you and what you can do to mitigate…
Why You Need to Check Your Credit Before Renting an Apartment
Your credit can limit your ability to find a place to live even if you aren't applying for a mortgage. Here's what you need to know about credit and renting.
How to Breakdown Your Credit Score
What is a credit score? Check out the ins and outs of how to read your credit score.
How to Boost Your Credit Score
Credit scores are important. Your credit score can not only affect whether or not you get approved for a loan and the interest rate you may be charged but also your ability to rent an apartment, sign up for utilities, and even impact whether or not you get a job with the employer of your dreams. How you manage your credit directly impacts your score Here are some tips to maintain and increase your credit score: Pay your bills on time. Try to…
The 3 Best Tips to Higher Credit Scores
Once you've watched the video Credit Building 101 Have you ever wondered... Quick Links Regina was concerned about her credit history. Her car was in the shop and she was worried that she would have to get a new one. She knew she hadn't saved enough to be able to purchase a used car with cash, but she'd never before applied for a car loan. She wasn't sure what her credit report looked like, and was afraid that she'd get ripped off at…
How to get a FREE credit score… The real way
Credit Reports are great for going through every so often and checking to make sure all of the reporting is accurate. But if you are like me, you get curious to know your score every so often and m…
How Paying Off Student Loans Can Lower Your Credit Score
Paying off student loans is worthy of a celebration, but you'll want to be strategic about it. Here's why.
Credit scores: How to raise credit scores
The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free...
Five Secret Ways to Raise Your Credit Score
Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with these secret keys of advice from Peoples Bank & Trust 1. Show you can handle all types of debt. Debt comes in all different forms, from car loans and mortgages to credit card bills. Instead of…
Just How Many Credit Scores Do You Have, Anyway?
We hear all the time that it's important to pay attention to our credit and work to improve our scores. Knowing exactly where you stand can be difficult, however, when you consider that you could have hundreds of credit scores. Where do you start? How Does That Happen? Well, a big reason is t
How Often Does Your Credit Score Change?
If you routinely check your credit reports for changes, then kudos on developing a great habit. Keeping a close eye on your credit reports is a great way t
How Credit Inquiries May (or may not) Affect Your Credit Score
(or may not) Affect Your Credit Score Last month we encouraged you to pull a free copy of your credit report after all that holiday spending. Many consumers believe every time they pull a credit report or inquiry, their credit score is impacted negatively. However, this isn't always the case. There are instances when an inquiry DOES impact your credit score, as well as instances when it DOESN'T A recent Mintlife.com blog helps clear up the confusion on credit inquiries and spells out…
Why You Should Look More Often, Closely at Your Credit Score
Not checking your credit score is like not going to a doctor for a check-up, but this indifference could be hazardous to your financial health.
How to Create a Budget that Enhances Your Credit Score
Your budget and credit score should be lifelong partners. Credit that's allowed to run amok can easily do so, but a sensible budget keeps an eye on your credit, and can even help you repair past damage. You are entitled to a copy of your credit report from each of the three reporting agencies one a year. This lets you see where you stand and discover problems such as inaccuracies that you can correct. It also reveals what your creditors see when you…