There are important differences between Debit cards vs. credit cards. Namely credit cards can protect you from fraud and can make your purchases safer.
What’s Safer: Credit Cards or Debit Cards
Just in case you haven’t been following the news, let me bring you up to speed. A couple of weeks ago Target announced that their databases had been breached by hackers. Anyone who shopped at Target using a credit or debit card from November 27th through December 15th potentially has had his or her payment information stolen. The stolen payment information, which DOES include debit card PINs, almost immediately went up for sale on the so-called black market websites. And, there have already…
Travel Credit Cards 101
You’ve probably seen offers for travel credit cards and heard the common refrains, like “earn miles on every purchase you make,” and “get 20,000 miles just for signing up.”
What Are Secured Credit Cards?
Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.
How credit cards work
SAC Federal Credit Union is the largest locally-owned financial institution in Sarpy County. We provide services and financial education to our members in the Omaha metro.
How to Manage Multiple Credit Cards
It’s generally not a good idea to have lots of credit card accounts open because this can encourage your debt to spiral out of control. If you’re having trouble getting out of debt, consider talking to a financial planner at your credit union. You can also watch this featured video to get some valuable tips …
3 Tips For Managing Your Credit Cards
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7 Tips For Using Credit Cards While Traveling
Follow this advice to make sure your cards will be reliable travel companions.
How Many Credit Cards Should I Have?
I'm asked this question on a weekly basis and have been for years. The infatuation with the optimal number of credit cards makes me smile because I know a secret that not many other people know. That secret is this… there is no right number of credit cards to have. The basis for the question is purely credit score driven. Consumers rightly care and want to earn and maintain solid credit scores. One of the ways to do so is to become familiar…
Credit Cards 101
The credit card. A piece of magical plastic that allows us to purchase items when we don’t have the cash. The card with the magnetic strip that gives us the power to build (or hurt) our credi
How to Use Credit Cards to Rebuild Credit
To get the most out of using credit, you need to optimize your credit cards and use them as a spearhead to improve your overall credit.
How Credit Cards Can Make Your Household Budget Work Better
Most U.S. families don't follow a budget. Fewer still budget with a credit card. But with careful planning, you can use plastic to rein in spending and get back in the black.
How Safe Are Credit Cards with Chips?
How safe are credit cards with chips? In theory,cards with chips, or EMV chip technology, are safer than older cards with magnetic stripe technology.
How to pay down credit cards to boost your credit score
Say goodbye to your maxed-out cards with this debt payment plan. by. Abby Hayes, US News If you know anything about credit scores, you know carrying high credit card balances is a big no-no. In fact, your debt-to-credit ratio (how much you owe versus your total available credit) makes up about 30 percent of your …
Three Tips for Keeping Credit Cards Safe During Travel
Make sure you take precautions to protect your credit cards during travele so you can enjoy the trip, instead of dealing with credit card issues.
Why credit unions are utilizing compliance management systems
Managing compliance is a complicated undertaking for credit unions of any size. The roster of regulations affecting credit unions continues to grow, with hundreds of pages of new rules added each year. Monitoring all areas for compliance can be a significant challenge; even if a credit union has staff dedicated to compliance it is still …
10 Big Reasons Why I Love (and Hate) Credit Cards
Len Penzo dot Com 10 Big Reasons Why I Love (and Hate) Credit Cards And let me tell you, they really loved them At first, I didn’t understand what all the fuss was about. Like most people, I have a few credit cards in my wallet — but I typically don’t go around extolling the virtues of them to my friends. You know, the more I think about it, the fact is there are a lot of things I like about credit cards…
Todd Ossenfort: You’ve Paid Off Your Credit Cards
Congratulations for paying off your credit card debt! I hope that you have learned from the experience of too much debt and have put a spending plan in place to avoid unwanted credit card debt in the future. Moving forward, the best way to avoid adding to credit card balances is to have in place an emergency savings fund to help cover those unexpected expenses such as needing to replace an old appliance or some other emergency that all families experience. An account…
Ask GFC 006: We've Maxed Out Our Credit Cards
Welcome to another Ask GFC! If you have a question that you want answered you can ask it here. If your questions get featured on GFC TV or the GFC Podcast, you are the lucky
Make an action plan to pay off your credit cards-here's how!
It’s important to acquire debt, and it’s even more important to pay it back! Mission Fed is here to help you on your journey no matter where you are starting. Read on for helpful advice on what to look for when applying for a new credit card and how to effectively pay down and manage your current ones by making an action plan. Paying off your debt is a process, and your success is our bottom line.