First Option Mortgage
Saint Louis, MO:
PMI: What is it and Do I Have to Pay for it?
Private mortgage insurance is a line item on many homeowners’ monthly mortgage statements, and it’s particularly common for first-time homebuyers that have little in the way of a down payment. If your down payment is less than 20% of the appraised value of the home, your lender will often require you purchase mortgage insurance for […]
7 surprising things that impact how much you pay for car insurance
Why Do I need Insurance
Paying a little for insurance now may save you a lot in the long run.
How to Avoid Paying Private Mortgage Insurance
See how to avoid paying private mortgage insurance. There are ways not to pay PMI including putting 20% down, a piggyback loan, getting LPMI and others!
When Mother Nature has a bad day, it pays to understand flood insurance
Here's what every insurance agent needs to know to become more comfortable with selling flood insurance policies.
Pop Quiz: Will the Insurance Company Pay for It or Not?
You might be surprised at some of the losses that your insurance company won’t cover when disaster strikes. Test your knowledge before it’s too late.
Are You Paying Too Much for Your Broker Surety Bond?
If your bond is up for renewal, take a few minutes to research the alternatives to your current provider. You might qualify for a lower rate.
Perception vs reality: what percentage of claims does Aviva actually pay?
We asked people across a range of our markets what percentage of claims they think Aviva pays.
What Kind of Auto Insurance Are You Paying For?
You probably know that all automobile insurance is not designed equally. When you choose an insurance package, you might not be receiving the coverage you think you’re paying for. As you read over your documents, look for these keywords that indicate different types of coverage: Bodily Injury Liability – This type of coverage ensures that...
How to Pay Less for Car Insurance
Car insurance can be confusing and expensive. We asked an expert to provide some tips and advice on ways to save.
Car Rental Rights: How to Avoid Paying for Damages or Auto Insurance
Learn how to take precautions to not have to pay for damages that occurred before you drove the rental, for auto insurance or for other unfair charges.
Why Playing the Long Game With Your Business Insurance Can Pay Off
Learn more about 3-year policies and the key benefits businesses stand to gain when considering one.
Why Am I Paying So Much for Trucking/Business Auto Insurance?
Today we discuss the rising costs of trucking and business auto insurance as well as some things to do to help lower the premium and avoid accidents. Don’t w...
How selling a home may affect what you pay for Medicare
Why do we think insurers always avoid paying?
In fact 55 per cent of consumers also believe insurers will always try and wriggle out of insurance claims, fuelling their resentment of the industry.
What is Mortgage Insurance and Why do You Have to Pay It?
Mortgage insurance is a fee lenders charge when consumers are putting less than 20 percent down on a home loan. The reason lenders charge this fee is because the less money someone puts down, the riskier the loan is and the mortgage insurance helps mitigate that risk. There are many different types of mortgage insurance and a few loans that don’t charge mortgage insurance. Some mortgage insurance can be removed after a certain amount of time and some can’t. The cost of mortgage…
