More Americans are confident they will probably be able to keep their heads above water in retirement, but that still leaves more than half of us who won’t be able to pay even the basic bills, according to a new survey.
How Much Can You Afford To Spend?
Your Retirement Quarterback® As a retirement and income planner, I work with clients to ensure they don’t run out of money before they run out of time. A key factor to building a client's written income plans is knowing what their monthly spending budget looks like, or likely will look like, in retirement For many clients this is a tough task. Many never really budgeted or never wrote their budget out. Often, people ask how to plan for emergencies or a change in…
How Much Home Can I Afford?
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
How Much House Can I Afford?
Start with this guideline: your target home should cost no more than 2.5 times your gross annual salary. For a $100,000 salary, that’s a $250,000…
Yes, You Can Afford College: 6 Money-Saving Tips
There are 33 College-Level Examination Program or CLEP exams available on the College Board website. It costs about $80 to take a CLEP test, which is worth three to six credits. The College Board says more than 2,900 colleges and universities accept CLEP test credits. I worked much harder to prepare
Some people have a crazy idea of what they can afford in retirement
It's one of most important questions you face when you retire: How much can you withdraw from savings each year without running out of money too soon- and yet not spend so cautiously you feel you're skimping on retirement?
Here's how to figure out if you can afford to buy a home
There are many more costs to factor in than just the sticker price.
10 Affordable Ways Businesses Can Go Green
These tips can help you and your company be more ecofriendly.
How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford
A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you’re in the market for a house and are wondering how your income will stack up against the rest of your expenses, here’s how to determine a home cost that’s reasonable for you Determine Your Down Payment Before you start with anything else, you’ll want to determine the amount of money you can put…
Marketing: What Can You Afford?
A couple of years ago we were contacted by a local dog walker. She was a one-woman operation and spent her days driving to the houses of her clients, caring for their pets. She had already spent…
Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford
When taking on a new mortgage, it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain. Your mortgage budget can be calculated to determine just how much you should spend on your next mortgage Mortgage Rates And Today’s Market Conditions Mortgage rates change every day, and in times of high volatility can even fluctuate more than once in a…
How to choose a college you can afford
College campuses are busy right now, not just with current students, but with prospective students as well!
How Much House Can You Afford With A Low-Down-Payment Mortgage?
Regardless of what your income is, here are five important questions to ask before you start the search for your first home.
The 10 Most Affordable Middle-Class Home Markets
Source: ThinkstockRising home prices, higher interest rates and low inventories have conspired recently to reduce the ability of middle-class Americans to buy a home. In some markets, middle-class buyers may be effectively shut out, while in others home prices are much more affordable. Online real-estate site Trulia has calculated housing affordability in 100 metropolitan areas […]
How Much House Can You Afford?
How much house can you really afford? Here are some guidelines to help you in your calculations!
How To Determine If You Can Afford An Accountant
Making the investment in an expert is a big decision for any small business. This article will help you decided if you can afford to hire an accountant.
How Much Rent Can You Afford on a $100K Salary?
You know your salary, but how much should you be spending on rent? Here's how to figure it out.
What Happens If You Cannot Afford to Pay the IRS?
When the IRS contacts you regarding money you owe them, it’s best to pay that sum as soon as possible. If you delay your payments, you ca...
Dark Days: 10 Money Moves to Make Now
Last Updated: Sept 27, 2011 12:15 a.m. ET Share Brett Arends: What to buy, what to sell, and other strategies to use this tumult to your advantage By The markets are waking up to the inevitable. In Europe, Greece is bust -- the country's short-term bonds yield more than 100%. Here at home, the economy is slowing, Washington is paralyzed, and the Fed is out of bullets. How much worse will it get? Will the markets crash as they did in 2008? Will…
Start with the Basics: How to Create a Budget to Determine How Much Mortgage You Can Afford
A mortgage is typically one of the biggest monthly payments and financial responsibilities that a person is responsible for. Mortgage payments usually impact the person’s budget significantly for several decades or longer While there are mortgage calculators online that can be used to estimate an affordable mortgage payment, it is important to start with a basic budget. A budget will allow you to more accurately determine…