Vidyasagar Sujata MD
Yonkers, NY:
HMO vs PPO: What's the Difference?
When comparing HMO vs PPO, and understanding the difference between HMO and PPO, it's important to understand what each plan is.
What’s the difference between PMI and MIP?
If you choose to buy a home with little or no money down, there’s an additional expense you’ll have to factor into your housing budget — mortgage insurance. There are two types of mortg…
Out of Pocket Or Insurance? What's The Difference
A lot of people wander into the shop questioning if it’s better to pay out of pocket or to file their claim with insurance. Each situation...
What's the Difference Between Uninsured and Underinsured Motorist Coverage?
Learn the difference between uninsured and underinsured motorist coverage, and how each can protect you in the event of a collision. Sherie Schoch, President...
What is the Difference Between Copayment and Coinsurance?
Copayment and coinsurance are both forms of cost sharing. When you need services, you and your health insurance provider each pay for a part of the cost of your care. The difference between a copayment and coinsurance is how the costs are split up.
What's the Difference Between Term and Whole Life?
Two main types of life insurance, term and whole life, ultimately serve the same purpose—to protect the financial security of your loved ones in the event th...
What's the difference between travel insurance and trip 'protection'?
Travelers considering travel insurance may be tempted to buy a less expensive waiver or trip protection plan. But there are important differences.
What's the Difference: Cell Phone Insurance verses a Warranty?
So, you’ve got a new phone. Figuring out the difference between cell phone insurance vs. warranties isn’t exactly as fun as picking out a new phone, but they’re so important. Luckily, we can help. The fact that you’re even considering it makes us proud. What’s the difference between a cell phone warranty and insurance? Great...
Home Insurance and Home Warranties: What’s the Difference?
Home insurance and warranties both offer home coverage. So how do home insurance policies and home warranties differ? Here's what you need to know.
What's The Difference Between Car Warranty and Car Insurance?
A car warranty typically covers certain mechanical breakdowns, while car insurance may help cover collisions and other perils defined in your policy.
Futures vs options: what are the key differences?
Learn more about futures and options contracts, the differences between these forms of trading, and the pros and cons of each.
What Is the Difference Between Qualified vs. Nonqualified Plans?
A deferred compensation plan, an employee benefit, can be either qualified or nonqualified. Learn how qualified vs. nonqualified plans differ.
Are you covered? Key differences for hurricane, homeowners, and flood insurance
What will you do if your home is damaged in the storm? Are you properly insured?
Medicare Data Show Wide Differences In ACOs’ Patient Care
The first public evaluation of how 141 networks of doctors and hospitals performed looks at five quality measures for patients with diabetes and heart disease.
Bonded and Insured: Are Both Needed? What's the Difference? Why Does It Matter?
Surety bonds and insurance are forms of risk management meant to protect against financial loss. But what they cover and how claims are handled differ.
How Your Client’s Benefits Really Make a Difference When Hiring
As recruiters, we’re in the unique position of being able to really get under the skin of what our candidates are looking for, and how our clients can
