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Three Reasons Why Joint Accounts May Be a Poor Estate Plan
Three Reasons Why Joint Accounts May Be A Poor Estate Plan Three Reasons Why Joint Accounts May Be a Poor Estate Plan Many people, especially seniors, see joint ownership of investment and bank accounts as a cheap and easy way to avoid probate since joint property passes automatically to the joint owner at death. Joint ownership can also be an easy way to plan for incapacity since the joint owner of accounts can pay bills and manage investments if the primary owner falls ill or suffers from dementia. These are all true benefits of joint ownership, but three potential drawbacks exist as well Risk. Joint owners of accounts have complete access and the ability to use the funds for their own purposes. Many elder law attorneys have seen children who are caring for…
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