10 Everyday Things That Cost More Than Term Life Insurance
Adults and parents worry. We worry about our family’s health, safety, financial security and future. But more families need to put their money where their heart is by buying term life insurance. (This is the most affordable type when initially purchased and provides protection for a specific period of time or the “term”.) However, the issue isn’t a matter of hypocrisy, but a lack of research and financial literacy. According to a Life Happens and LIMRA study from this year, 65% of households have not purchased life insurance because they think it’s too costly. To show that this is a common misconception, the study asked Americans to estimate the cost of a 20-year, $250,000 level term life insurance policy for a healthy 30-year-old male. Eight in 10 people overestimated the cost, saying it…
What to Do About That Awful Parent at the Game
Nearly everyone with a child in sports has seen a parent screaming from the bleachers. Research suggests it’s getting worse.
Real Estate 101: Understanding Title and Escrow
The title and escrow for your home are some of the most important aspects of the real estate buying process, but even most seasoned homeowners don't fully understand what these terms mean.
Why don’t property owners have flood insurance?
Despite rising flood risks, less than 7% of homes and high-risk properties are insured for this peril.
How to Maintain an Air Conditioner
Central air and window conditioners require routine maintenance to keep them operating at peak efficiency. It's important to know how a system's main parts function. Learn to troubleshoot a central air and room conditioner system.
Renters Insurance 101 — Allstate
What does renters insurance cover? Renters insurance may help pay to replace stolen or damaged belongings as well as provide liability protection while you're renting.
Senior Living Tips: 5 Super Foods for Seniors
A healthy diet is essential in senior living communities. The following foods should be on the menu at these communities for seniors to stay healthy!
Trends to Watch in Early Clinical Trials
May 27,2015 Sarah Stapleton The biopharmaceutical industry is an ever changing entity. It ebbs and flows as new technology and innovation carry it to new heights of precision for the evaluation of pharmaceutical products. Below are some trends in early development clinical trials we are experiencing here at Vince & Associates Clinical Research . If you are seeing additional trends we’d love to hear about them – leave us a comment at the bottom of this post Early Cardiac Safety Assessment Traditional TQT studies are conducted at an estimated cost of $2-$4 million dollars and usually during the later phase of clinical development, but there’s a new game in town. A recent study conducted collaboratively by…
Landlord Insurance 101: A Guide to Rental Property Insurance for Owners
More and more Americans are becoming landlords — either by necessity or choice — but do they know what it takes to insure their rental property? Co...
Homeowners Insurance 101
Homeowners insurance typically helps protect more than a home. Most policies also offer coverage for other structures on your property, your belongings and liability coverage, if you're found liable for another person's injuries or damage to their property.