Before you go out and take your long motorcycle road trip, there are few things you need to check on your motorcycle to keep you safe.
5 reasons why renters need insurance
Relying on a landlord’s policy won’t cover renters for loss of their personal property or for living expenses in the case of a natural disaster.
How to Prevent Ice Dams, and What to Do If You Get Them
With winter comes snow-packed roofs, and with snow melt can come damaging ice dams. Here's how to avoid them, and what to do if they show up anyway.
The Parents Guide to Insurance for College Students
Saying the last goodbye in the dorm parking lot, the stark realization dawns that you can’t protect your child from every risk. It’s time to let go. But back at…
10 risk factors for homeowners insurance policies
These factors raise red flags for insurers and increase costs for homeowners.
Tips On Getting A Great Deal On Car Insurance
1. Shop often. Check out several different insurance companies every two to three years. Maybe your situation has changed—say you’re driving fewer miles, which can lower your premium a little. Or maybe the carrier has adjusted its underwriting or rating in ways that help, or hurt, your bottom line. You get little benefit from sticking with the same insurer year in and year out; our research in the past has found that the “long-term customer discount” is mostly a myth 2. Cast a wide net. Try shopping on TheZebra.com, which uses data from Quadrant, a private company that collects and analyzes rate filings supplied directly by insurers. (Quadrant is also the company we engaged for our price analyses.) The Zebra offers estimates from 18 to 35 insurers, depending on the state. That compares…
6 Myths about Renter’s Insurance
You might rent an apartment, but chances are you own the expensive stuff inside the apartment. Who will replace it all if something happens? Hint: Not your landlord.
20 Reasons You May Need Life Insurance After 60
Well, let’s think about this. You’ve earned the majority of what you’ll ever earn over the past 40 years. You should have accumulated enough assets to retire and live happily ever after. The opportunity and the ability to add to this are limited by both your age and your health. But the past few years have been an eye opener about how uncertain your financial future may be. Most people think of life insurance only when they want to protect their family and provide a source of replacement income in the event of their death. They don’t think of it as a buffer to replace lost assets due to market volatility—for example, the market crashes and you die before you have the time to rebuild or replace the lost assets. Yes, I know…
How to Cushion the Costs of Long-Term-Care Insurance
Policies that help pay for nursing care can be costly. Here's what you can do to keep down the price.
Tips On Buying Homeowners Insurance
For many of us, a tremendous amount of research and work goes into buying a home. When my husband and I bought our first home two years ago, I was surprised to learn that everything I thought I knew, I didn’t really know – including how to choose homeowners insurance I hadn’t thought about homeowners insurance until my mortgage company called and told me they needed my policy information. Panic poured over me. What policy? What are my options? How much coverage do I need? Where do I start? I was overwhelmed with questions and at a loss for answers. I had a whole lot of research to do and with a mortgage already underway, not a lot of time to do it. Homeowners insurance policies can be confusing and complicated, especially if…